Feb 27, 2012 Legal Finance
If you have heard of settlement loans, you may be a little leery of them. How do they work, and will you end up having to repay the loan even if you do not win your settlement? Whether your attorney is in negotiations with the insurance company or you are involved in a personal injury lawsuit after sustaining injuries caused by someone else, you may find yourself facing severe financial difficulties. Lawsuit loans are one solution you may want to consider. Here are some additional facts about litigation financing that will help you determine if it may be the right solution for you.
There are no out-of-pocket expenses to worry about. You pay nothing upfront when you and your attorney determine that settlement loans may benefit you. The settlement funding company reviews your case in order to decide if it is strong, and if you will likely win. If you are approved, you can get the money you need for household bills, medical expenses and other costs immediately. Typically, funding companies will advance about 10% of your expected settlement.
If you do not win, you do not repay the litigation financing company. Unlike conventional loans, you do not repay the money that is advanced to you if you lose your case. If you do win, you only repay the loan along with interest and fees when you actually receive your money. Should you choose a structured settlement, you can repay the lender using the payments you receive.
Settlement loans must be agreed to by the client’s attorney. If you hired your lawyer on a contingency basis, you may qualify for an advance – but your attorney must agree to the loan. He/she will have to sign off on the application with you, then submit it to the litigation funding company for review. Normally, this process takes only 24 hours or less.
Insurance companies are notorious for paying injured individuals far less than they deserve after being injured due to negligence. When you hire an attorney to represent you and fight for fair compensation, it can take months. Meanwhile, you are struggling to pay the bills due to added medical costs and possibly lost wages if you cannot work. Settlement loans help you level the playing field against insurance companies. You can live comfortably while waiting to get the full settlement you deserve. Don’t put yourself in a situation where bankruptcy may be the only option; talk to your lawyer about settlement funding today.
Dec 15, 2011 Legal Finance
Although the term is a bit misleading, lawsuit loans are actually cash advances on a plaintiff’s anticipated lawsuit settlement. When you have been injured because of someone else’s negligence, you may find yourself in court for months or even longer in an attempt to reach a fair settlement. Litigation funding is designed for those who are facing financial difficulty due to the added expense of medical bills and the inability to work due to their injuries or time spent in court fighting for their rights.
What are the benefits of lawsuit loans?
If approved, you do not have to wait for months or even years to gain access to your money. Generally, you will have a portion of your expected settlement in just 24 hours.
There is no physical collateral required. Your expected settlement is your collateral.
There are no credit or background checks involved, nor will your employment records be checked. Litigation funding is based entirely on the merits of your lawsuit.
There are no up-front or out-of-pocket expenses involved. If you receive a loan, you will only repay the funding company once you have your money in hand – no monthly payments to add to your already burdened financial situation.
The funds can be used for medical expenses, attorney fees, household bills and even repairs to your car if it was damaged in the accident that caused your injuries.
Lawsuit loans are non-recourse, which simply means that in the event you do not win your lawsuit or receive settlement from the insurance company, you are not responsible for repaying the litigation financing company. This offers a measure of comfort to most plaintiffs, who wonder how they will ever repay the loan should they not receive a settlement.
The amount you may be entitled to depends on how much your settlement is worth. For example, if you expect to win $80,000, you may be approved for a loan of approximately $8,000 – usually around 10% of your expected settlement. Lawsuit loans are usually given in amounts that range from $500 to as much as $250,000 or more.
If you receive structured settlement payments instead of a lump sum, you can repay the settlement funding company with a portion of those payments, so that you are never out any additional money. Lawsuit loans make it possible for injury victims who might not have otherwise been able to make it through a long, drawn-out lawsuit to live comfortably and pay their bills while waiting on settlement.
Your attorney will submit the necessary documentation to the litigation funding company, who will then review it to determine if you qualify. If so, you will have the funds you need to stay on track financially, so that you can continue to fight for the full compensation you deserve. Talk to your lawyer about the benefits of lawsuit loans, and whether it is a sound option for you.
Oct 21, 2011 Product Liability
A negligence lawsuit was filed on August 31st of this year after a Miami physician, Dr. Michelle Ferrari-Gegerson, died while using the ShoulderFlex Massager, a neck massager that was recalled on the same day the lawsuit was filed. The suit was filed on behalf of the physician’s husband and 2-year-old son. Ferrari-Gegerson strangled after the ShoulderFlex Massager became entangled with a necklace she was wearing in the rotating portion of the device.
The lawsuit was filed against King International LLC, distributor of the massager and several other companies. The FDA had issued a product safety alert regarding the dangers of the ShoulderFlex Massager just recently; the lawsuit was filed in the civil division in Miami-Dade court. King International recalled approximately 12,000 of the risky devices. Ferrari-Gegerson worked at Miami’s Jackson Memorial Hospital as a radiologist.
King International LLC is an Oregon-based company being held responsible for distributing the neck massager to retailers and online vendors across the nation since 2003. While only one death has been reported in connection with the ShoulderFlex Massager, there was at least one near-strangulation reported. According to a press release issued by the FDA, the neck massagers pose a risk of life-threatening injuries due to the potential for the rotating portion of the device to become caught on hair, clothing and jewelry.
King Yiu Chan and Si Ming Du are also named in the lawsuit; these individuals produced the ShoulderFlex Massager and hold the patent to the neck massager. Relax the Back Corporation was also named in the suit. The lawsuit states that the companies named were negligent in their failure to provide adequate labeling about the dangers of the product, and also to include a precautionary safety mechanism that would cause the neck massager to shut off immediately when an object became tangled in the rotating portion of the device.
This is one unfortunate example of dangerous or defective products that put consumers at risk each year. Brown Chiari is a team of New York defective products lawyers dedicated to protecting the rights of injury victims and their families. Buffalo injury attorneys from Brown Chiari can help you to obtain the legal support you need in your defective products case.
Oct 6, 2011 Auto & Car Crashes
If you’ve received a traffic ticket, it may seem like it’s simply easier to plead guilty, pay your fine, and accept the black mark on your driving record and a loss in points, if applicable. However, it’s almost always a better idea to hire a Kansas City traffic violation attorney to represent you in traffic court. Why?
How Kansas City traffic attorneys can help you
Kansas City traffic attorneys can help you navigate the legal proceedings necessary without making mistakes. If you’ve never been to traffic court before, it can be difficult to know what to do, such that you may unwittingly make mistakes that will make your situation even more difficult. Your attorney will help you meet any legal obligations correctly, so that you don’t find yourself in even more trouble because you don’t know how the process works.
In addition, Kansas City traffic attorneys will look at your case thoroughly and see what can be done to reduce the charges, and may even be able to have the charges dropped altogether. It won’t always be possible, but most skilled, experienced lawyers know the legal system so well, they’ll know what can be done to at least minimize the charges against you, if not get them completely dismissed. This will save you time and money, to be sure, but it may also save you jail time, fines, a black mark on your driving record, or even complete suspension of your license. You do of course have the option of representing yourself in court if you so choose, but be advised that you’ll be up against legal professionals who know the system much better than you do. It’s generally a much better idea to retain your own counsel for traffic court.
Prevent loss of license, or even freedom
Depending on the offense in question, you may be facing the loss of your license or even be facing jail time. Kansas City traffic attorneys can help prevent the loss of your license in some cases, and may even help you avoid going to jail.
Avoid those black marks on your driving record, too
It’s easy to say that a few black marks on your driving record and the loss of points that result from conviction with a traffic offense are no big deal, but think again. These convictions can have you paying higher insurance rates and may even affect your employment. If you lose your license, you may have difficulty getting to work and risk losing your job; in this tough economy, job loss is nothing to sneeze at. Retain the services of an experienced Kansas City traffic attorney, so that you are sure to have the best outcome possible for your situation.
Aug 8, 2011 Auto & Car Crashes
Two people lost their lives on Thursday, May 26th, in a crash on Interstate 70 near Claysville, PA that involved two tractor-trailer rigs. Two Rome, Georgia residents lost their lives in the crash, 58-year-old Frank Shepherd and 48-year-old Pamela Shepherd. The tractor trailer the two were driving was headed eastbound on I-70 when they struck another tractor-trailer rig traveling in the same direction according to Tim Warco, Washington County Coroner.
The fiery crash took place near the entrance ramp at the Welcome Center around 11:20 p.m. on Thursday evening. According to state police Trooper Joseph Christy, the Shepherd’s tractor trailer went out of control after striking the first rig, then struck two other tractor trailers that were parked at the Welcome Center.
One of the big rig drivers told reporters that he and several others ran to the cab of the Shepherd’s tractor trailer rig which was engulfed in flames. The driver said the scene was horrific as those who tried to help could hear cries inside but could do nothing to help.
Trooper Christy said that the way the crash unfolded, it happened so quickly that even the vehicles that were struck had drivers exit in an attempt to help, but there simply was no opportunity.
The Shepherd’s truck was carrying frozen chicken; according to firefighters, one of the trucks involved in the accident spilled diesel fuel, which caught fire and spread to the cab and trailer of the burned truck. Hazardous materials crews were called to the scene of the accident. Officials continue to investigate the crash; the Welcome Center is closed for the time being.
Ironically, the Welcome Center is the location where transportation and law enforcement officials were planning to hold a campaign meant to reduce the number of accidents in western Pennsylvania. Combined Accident Reduction Effort (CARE) is a program that was scheduled to kickoff safe driving over the Memorial Day weekend, but was cancelled due to the tragic accident.
While this fatal accident involved four tractor trailer rigs, all too often small cars are the opposition against a large truck when an accident occurs.
If you or a loved one have been injured in an accident involving a tractor trailer, contact the Buffalo truck accident attorneys at Brown Chiari. We work to aggressively represent the rights of our Buffalo personal injury clients. Contact us today for a free evaluation of your case.
Jun 20, 2011 Drunk Driving
Absolutely. If you value your freedom and reputation, hiring a qualified Kansas City DUI attorney is essential when you’ve been charged with driving under the influence. Whether it’s alcohol or other illegal substances, you do not realize what you are up against until it’s too late. Driving under the influence is a criminal offense that brings severe penalties and punishments.
State lawmakers have really cracked down on Kansas City DUIs, considering this offense a total lack of personal and social responsibility. Because of the frequent and increasing number of injuries and deaths attributed to driving under the influence, penalties have become much harsher in recent years. If you’ve been arrested for DUI, it is imperative that you consult with a competent Kansas City DUI attorney at once. Time is of the essence.
What are the penalties if convicted for DUI in Kansas City? Depending upon whether it is your first offense or a subsequent offense, you may expect to lose your driving privileges, pay steep fines, spend time in jail and attend drunk driving school. A compassionate Kansas City DUI attorney will tell you that the ruin of your reputation, social stigma and general impact on your life is not worth trying to handle it all yourself. This is not a tiny offense where you can pay a small fine, get a slap on the wrist and go on with life.
From hundreds to thousands of dollars in fines and years spent behind bars, being convicted of driving under the influence can destroy your life and your future. When you have been arrested for DUI, a capable Kansas City DUI lawyer will represent your legal rights aggressively, working through the complexities often involved in these types of cases.
An experienced lawyer will be capable of determining whether violations of your constitutional rights occurred, and if tests were performed properly and results reliable. Armed with essential information, an aggressive attorney can weaken the case of the prosecution, protecting your rights and helping you avoid a guilty verdict. Even in the worst case scenario, a Kansas City personal injury lawyer can often have penalties reduced so that the damage to your life is lessened.
Do you really need to obtain the expertise of a skilled Kansas City DUI lawyer when you’ve been arrested for driving under the influence? If you care about your future and your freedom, no words can express how important it is for you to contact an attorney at once.
Jun 20, 2011 Legal Finance
Lawsuit loans are an easy way for those who are injured and involved in a lawsuit to get the money you need now. Chances are you’re low on funds and having a hard time paying the bills, especially if you are unable to work due to your injuries. With settlement funding, there are no out of pocket fees or expenses to add to your financial problems.
When you have been injured and spend your time in court fighting for your rights, it’s often hard to keep up financially. Paying the normal household expenses can seem impossible, and now you have medical bills on top of that. Lawsuit loans allow you to get the money you need within 24 hours if you qualify, no strings attached.
If you win your lawsuit, you repay the settlement funding company at the time that you receive your money. If you do not win, you pay absolutely nothing. Because litigation financing is no recourse, you have peace of mind knowing that in the event you do not win, you will not owe the settlement funding company a substantial amount of money.
Insurance companies will do their level best to convince you to settle for far less than you deserve; after all, they are in business to make money. This can be an attractive offer to a plaintiff who is desperate for money. Lawsuit loans help you avoid this, so that you can pursue full settlement even if it takes months. Live comfortably, pay your bills and focus on getting the full compensation you deserve from those who have wronged you.
Working with settlement funding companies is an easy, pleasant experience that is hassle free. Your attorney will fill out the required application which is relevant only to the details of your lawsuit. With lawsuit loans, you never have to worry about credit checks or whether you currently work. The only thing that matters is that your lawsuit qualified for a cash advance.
If approved, you will receive your money the very next day whether you qualify for $500 or $200,000. Of course, the amount you are eligible for is determined by how much you expect to win in your lawsuit, so amounts will vary. There are no surprise costs, nothing hidden for you to learn later. Lawsuit loans are available at very low rates, which you will find of little consequence considering the difference in money you would receive were you to settle with the insurance company versus what you will receive in winning full compensation.
If you’ve been considering settling for what the insurance company is offering because you just don’t see how you can continue, consider settlement funding. Those responsible for your injuries should be held fully accountable, and you deserve to be fairly compensated. Get the details about lawsuit loans online today, and put an end to your financial worries.
Jan 3, 2011 Food Poisoning
A voluntary recall was announced recently by Atlas Walnut Company of Visalia, California after it was determined that the walnut halves and pieces may be contaminated with Salmonella. This recall was announced when Azar Nut Company, a distributor that receives walnuts from Atlas, informed U.S. Foodservice to recall the products following positive tests for Salmonella in a shipment that was received.
The recall by Azar was initiated with U.S. Foodservice as a precautionary measure; the company reported that their own testing showed no presence of Salmonella. So far, there have been no reports of illness associated with this possible contamination.
Another distributor that receives walnuts supplied by Atlas Walnuts has also issued a recall on shelled walnuts. Mojave Foods Corporation has recalled 60 packages of El Guapo brand shelled walnuts 1 ounce packages with a date code of 5527. These packages were distributed and sold in retail stores in the southern California area only.
Consumers are urged to destroy the shelled walnuts. Contact Mojave Foods at 800-995-8906 ext. 114 for reimbursement or replacement.
Salmonella bacteria usually causes mild symptoms that may include diarrhea, abdominal cramps, nausea and occasional vomiting or fever. While food poisoning usually lasts only a few days in healthy people, some individuals are at a higher risk of serious or even fatal complications. These include the elderly, young children and those with a weakened immune system.
Questions or concerns about food poisoning? Brown Chiari is a New York food poisoning law firm dedicated to protecting the rights of their clients.
Aug 26, 2010 Drunk Driving
You’ve been charged with driving under the influence, and you may think “It’s really no big deal” – but it is! DUI is a criminal offense of which punishments and penalties are increasing steadily. If you have been charged, you need representation by a Kansas City DUI attorney who is skilled, compassionate, and has successfully helped thousands of others in this same position avoid the worst possible consequences of their actions.
Driving under the influence of alcohol, illegal or prescription drugs or other illegal substances carries many punishments that you do not want to experience. You may lose your right to drive, you may face stiff penalties; you could even serve jail time or be placed under house arrest. A reputable Kansas City DUI attorney will do everything in his power to ensure that you are treated fairly, and that you face the best possible outcome in your situation.
You may not realize how DUI charges can affect your life. Your employer may learn of your arrest, which could lead to termination of your job. Your family may face ridicule or embarrassment; your reputation is tarnished and your entire life is affected in general. An experienced Kansas City DUI attorney can help eliminate much of this, so that you hopefully spend no time in jail and can avoid heavy penalties.
The biggest concern for many who have been charged with this offense is losing their right to drive. You may not even realize that if you did take a breath test, you have only 15 days to file an appeal or your license will be suspended. If you refused to take the breath test, you have 30 days to appeal. Failing to appeal in either situation will result in your license being suspended for one year! While this is far from a death sentence, life is not easy when you are unable to drive other than to work or school. There are many little nuances of the law that the average person does not realize or understand; this is one more reason that you need the best Kansas City DUI attorney in the area on your side!
Everyone makes a mistake at one time or another; after all, we are just human. If you have made a mistake that could cost you in the way of jail time, fines, losing your drivers license and your reputation, don’t take any chances. Contact a highly regarded Kansas City DUI attorney at once, and protect your freedom and liberty.
May 11, 2010 Legal Education
If you have dreamed of becoming a legal assistant but felt there was no way to fit training in to your busy schedule, this may change your mind. Now, online courses allow you to obtain the skills you need to enter an exciting career field! When you study and take exams online, you do it when it is convenient for you – right from the privacy of your own home. You may already have a part- or full-time job, or other obligations that take most of your time. Your busy lifestyle will no longer prevent you from becoming a legal assistant.
You may have thought that in order to pursue your dream, you would have to attend school. If you thought there was no way possible to achieve your career goals because of your packed schedule, you can easily do it online! If you have an interest in the field of law and want to become a legal assistant, you can get exceptional training online that will give you all of the knowledge and skills you need to enter a satisfying and good paying career.
Whether you prefer to train quickly or need to take more time, the options are extremely flexible. You can become certified in as little as 8 months, or take up to 24 months if you need to. The same exceptional training you receive when you attend school are available online. Textbooks, an online student center, exams and full support are just a click away, so that you can study and take exams at your leisure. If you prefer to study on weekends or in the middle of the night, it’s all totally up to you!
If your desire is to become a legal assistant, you want to make certain that the course you take is accredited and will have you ready to sit for the Certified Legal Assistant exam. Exceptional online programs have helped thousands of people reach their career goals, and better their lives with good paying jobs. The legal industry is an exciting one, and you will have the skills you need to offer your support in any number of satisfying positions.
Tuition is very affordable as well, and you can even make low monthly payments if your budget is tight. It has never been easier to work toward your career goals, no matter what your lifestyle or schedule. If you enroll online today, you could find that in less than one year you find yourself in the position you have been dreaming of – as a legal assistant!