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Dec 15, 2011 Legal Finance
Although the term is a bit misleading, lawsuit loans are actually cash advances on a plaintiff’s anticipated lawsuit settlement. When you have been injured because of someone else’s negligence, you may find yourself in court for months or even longer in an attempt to reach a fair settlement. Litigation funding is designed for those who are facing financial difficulty due to the added expense of medical bills and the inability to work due to their injuries or time spent in court fighting for their rights.
What are the benefits of lawsuit loans?
If approved, you do not have to wait for months or even years to gain access to your money. Generally, you will have a portion of your expected settlement in just 24 hours.
There is no physical collateral required. Your expected settlement is your collateral.
There are no credit or background checks involved, nor will your employment records be checked. Litigation funding is based entirely on the merits of your lawsuit.
There are no up-front or out-of-pocket expenses involved. If you receive a loan, you will only repay the funding company once you have your money in hand – no monthly payments to add to your already burdened financial situation.
The funds can be used for medical expenses, attorney fees, household bills and even repairs to your car if it was damaged in the accident that caused your injuries.
Lawsuit loans are non-recourse, which simply means that in the event you do not win your lawsuit or receive settlement from the insurance company, you are not responsible for repaying the litigation financing company. This offers a measure of comfort to most plaintiffs, who wonder how they will ever repay the loan should they not receive a settlement.
The amount you may be entitled to depends on how much your settlement is worth. For example, if you expect to win $80,000, you may be approved for a loan of approximately $8,000 – usually around 10% of your expected settlement. Lawsuit loans are usually given in amounts that range from $500 to as much as $250,000 or more.
If you receive structured settlement payments instead of a lump sum, you can repay the settlement funding company with a portion of those payments, so that you are never out any additional money. Lawsuit loans make it possible for injury victims who might not have otherwise been able to make it through a long, drawn-out lawsuit to live comfortably and pay their bills while waiting on settlement.
Your attorney will submit the necessary documentation to the litigation funding company, who will then review it to determine if you qualify. If so, you will have the funds you need to stay on track financially, so that you can continue to fight for the full compensation you deserve. Talk to your lawyer about the benefits of lawsuit loans, and whether it is a sound option for you.
Recent Entries
Oct 21, 2011 Product Liability
A negligence lawsuit was filed on August 31st of this year after a Miami physician, Dr. Michelle Ferrari-Gegerson, died while using the ShoulderFlex Massager, a neck massager that was recalled on the same day the lawsuit was filed. The suit was filed on behalf of the physician’s husband and 2-year-old son. Ferrari-Gegerson strangled after the ShoulderFlex Massager became entangled with a necklace she was wearing in the rotating portion of the device.
The lawsuit was filed against King International LLC, distributor of the massager and several other companies. The FDA had issued a product safety alert regarding the dangers of the ShoulderFlex Massager just recently; the lawsuit was filed in the civil division in Miami-Dade court. King International recalled approximately 12,000 of the risky devices. Ferrari-Gegerson worked at Miami’s Jackson Memorial Hospital as a radiologist.
King International LLC is an Oregon-based company being held responsible for distributing the neck massager to retailers and online vendors across the nation since 2003. While only one death has been reported in connection with the ShoulderFlex Massager, there was at least one near-strangulation reported. According to a press release issued by the FDA, the neck massagers pose a risk of life-threatening injuries due to the potential for the rotating portion of the device to become caught on hair, clothing and jewelry.
King Yiu Chan and Si Ming Du are also named in the lawsuit; these individuals produced the ShoulderFlex Massager and hold the patent to the neck massager. Relax the Back Corporation was also named in the suit. The lawsuit states that the companies named were negligent in their failure to provide adequate labeling about the dangers of the product, and also to include a precautionary safety mechanism that would cause the neck massager to shut off immediately when an object became tangled in the rotating portion of the device.
This is one unfortunate example of dangerous or defective products that put consumers at risk each year. Brown Chiari is a team of New York defective products lawyers dedicated to protecting the rights of injury victims and their families. Buffalo injury attorneys from Brown Chiari can help you to obtain the legal support you need in your defective products case.
Oct 6, 2011 Auto & Car Crashes
If you’ve received a traffic ticket, it may seem like it’s simply easier to plead guilty, pay your fine, and accept the black mark on your driving record and a loss in points, if applicable. However, it’s almost always a better idea to hire a Kansas City traffic violation attorney to represent you in traffic court. Why?
How Kansas City traffic attorneys can help you
Kansas City traffic attorneys can help you navigate the legal proceedings necessary without making mistakes. If you’ve never been to traffic court before, it can be difficult to know what to do, such that you may unwittingly make mistakes that will make your situation even more difficult. Your attorney will help you meet any legal obligations correctly, so that you don’t find yourself in even more trouble because you don’t know how the process works.
In addition, Kansas City traffic attorneys will look at your case thoroughly and see what can be done to reduce the charges, and may even be able to have the charges dropped altogether. It won’t always be possible, but most skilled, experienced lawyers know the legal system so well, they’ll know what can be done to at least minimize the charges against you, if not get them completely dismissed. This will save you time and money, to be sure, but it may also save you jail time, fines, a black mark on your driving record, or even complete suspension of your license. You do of course have the option of representing yourself in court if you so choose, but be advised that you’ll be up against legal professionals who know the system much better than you do. It’s generally a much better idea to retain your own counsel for traffic court.
Prevent loss of license, or even freedom
Depending on the offense in question, you may be facing the loss of your license or even be facing jail time. Kansas City traffic attorneys can help prevent the loss of your license in some cases, and may even help you avoid going to jail.
Avoid those black marks on your driving record, too
It’s easy to say that a few black marks on your driving record and the loss of points that result from conviction with a traffic offense are no big deal, but think again. These convictions can have you paying higher insurance rates and may even affect your employment. If you lose your license, you may have difficulty getting to work and risk losing your job; in this tough economy, job loss is nothing to sneeze at. Retain the services of an experienced Kansas City traffic attorney, so that you are sure to have the best outcome possible for your situation.
Aug 8, 2011 Auto & Car Crashes
Two people lost their lives on Thursday, May 26th, in a crash on Interstate 70 near Claysville, PA that involved two tractor-trailer rigs. Two Rome, Georgia residents lost their lives in the crash, 58-year-old Frank Shepherd and 48-year-old Pamela Shepherd. The tractor trailer the two were driving was headed eastbound on I-70 when they struck another tractor-trailer rig traveling in the same direction according to Tim Warco, Washington County Coroner.
The fiery crash took place near the entrance ramp at the Welcome Center around 11:20 p.m. on Thursday evening. According to state police Trooper Joseph Christy, the Shepherd’s tractor trailer went out of control after striking the first rig, then struck two other tractor trailers that were parked at the Welcome Center.
One of the big rig drivers told reporters that he and several others ran to the cab of the Shepherd’s tractor trailer rig which was engulfed in flames. The driver said the scene was horrific as those who tried to help could hear cries inside but could do nothing to help.
Trooper Christy said that the way the crash unfolded, it happened so quickly that even the vehicles that were struck had drivers exit in an attempt to help, but there simply was no opportunity.
The Shepherd’s truck was carrying frozen chicken; according to firefighters, one of the trucks involved in the accident spilled diesel fuel, which caught fire and spread to the cab and trailer of the burned truck. Hazardous materials crews were called to the scene of the accident. Officials continue to investigate the crash; the Welcome Center is closed for the time being.
Ironically, the Welcome Center is the location where transportation and law enforcement officials were planning to hold a campaign meant to reduce the number of accidents in western Pennsylvania. Combined Accident Reduction Effort (CARE) is a program that was scheduled to kickoff safe driving over the Memorial Day weekend, but was cancelled due to the tragic accident.
While this fatal accident involved four tractor trailer rigs, all too often small cars are the opposition against a large truck when an accident occurs.
If you or a loved one have been injured in an accident involving a tractor trailer, contact the Buffalo truck accident attorneys at Brown Chiari. We work to aggressively represent the rights of our Buffalo personal injury clients. Contact us today for a free evaluation of your case.
Jun 20, 2011 Drunk Driving
Absolutely. If you value your freedom and reputation, hiring a qualified Kansas City DUI attorney is essential when you’ve been charged with driving under the influence. Whether it’s alcohol or other illegal substances, you do not realize what you are up against until it’s too late. Driving under the influence is a criminal offense that brings severe penalties and punishments.
State lawmakers have really cracked down on Kansas City DUIs, considering this offense a total lack of personal and social responsibility. Because of the frequent and increasing number of injuries and deaths attributed to driving under the influence, penalties have become much harsher in recent years. If you’ve been arrested for DUI, it is imperative that you consult with a competent Kansas City DUI attorney at once. Time is of the essence.
What are the penalties if convicted for DUI in Kansas City? Depending upon whether it is your first offense or a subsequent offense, you may expect to lose your driving privileges, pay steep fines, spend time in jail and attend drunk driving school. A compassionate Kansas City DUI attorney will tell you that the ruin of your reputation, social stigma and general impact on your life is not worth trying to handle it all yourself. This is not a tiny offense where you can pay a small fine, get a slap on the wrist and go on with life.
From hundreds to thousands of dollars in fines and years spent behind bars, being convicted of driving under the influence can destroy your life and your future. When you have been arrested for DUI, a capable Kansas City DUI lawyer will represent your legal rights aggressively, working through the complexities often involved in these types of cases.
An experienced lawyer will be capable of determining whether violations of your constitutional rights occurred, and if tests were performed properly and results reliable. Armed with essential information, an aggressive attorney can weaken the case of the prosecution, protecting your rights and helping you avoid a guilty verdict. Even in the worst case scenario, a Kansas City personal injury lawyer can often have penalties reduced so that the damage to your life is lessened.
Do you really need to obtain the expertise of a skilled Kansas City DUI lawyer when you’ve been arrested for driving under the influence? If you care about your future and your freedom, no words can express how important it is for you to contact an attorney at once.
Jun 20, 2011 Criminal Cases
You should be aware that shoplifting in Indiana is taken very seriously. Even if you took something that you consider minor or inexpensive, your future could be in jeopardy. Penalties for shoplifting in Indiana, even for those items of little value, could land you in prison and cost you substantially in terms of fines.
It can happen that you walk out of a business with something unintentionally; whether you took property that was not yours on purpose or not, you need a reputable Indiana shoplifting attorney on your side. Considering the tough economic times we are experiencing today, shoplifting in Indiana is a crime that continues to increase. It makes no difference if you could not afford to pay for the items you need, you could be facing tough penalties which could affect your reputation and ability to find employment.
The reason your future may be at risk is because if you are convicted of shoplifting, you will have a criminal record. This sheds a negative light on you when it comes to employment. Whether you are charged with petty theft or grand theft, it is essential that you have a skilled Indiana shoplifting lawyer that is capable of obtaining the best possible outcome.
When you have been charged with shoplifting in Indiana, there is a limited amount of time in which you can protect your legal rights. This is why it is so important that you consult with an attorney right away. An experienced lawyer can explain the charges facing you; together a plan of action can be determined to best protect your rights and freedom.
It is always desirable to have the charges against you dropped when possible. When that outcome is not possible, you need a capable Indiana shoplifting attorney with in-depth knowledge of the laws who can have the charges and penalties against you reduced.
Shoplifting in Indiana can cost you severely both in terms of monetary penalties and the impact to your life and reputation. In fact, for taking property valued at less than $250, you could be required to pay fines of up to $5,000 and spend up to one year in jail. This is a Class A misdemeanor that is taken very seriously in Indiana courts.
Whether you took property that is valued at $15 or $1,500, it is essential that you obtain effective legal counsel. Shoplifting in Indiana is not to be taken lightly; it is a crime that is punishable by steep fines and possible imprisonment.
If you have been charged with taking property that does not belong to you, make contacting an experienced Indiana criminal defense lawyer your first priority.
Jun 20, 2011 Legal Finance
Lawsuit loans are an easy way for those who are injured and involved in a lawsuit to get the money you need now. Chances are you’re low on funds and having a hard time paying the bills, especially if you are unable to work due to your injuries. With settlement funding, there are no out of pocket fees or expenses to add to your financial problems.
When you have been injured and spend your time in court fighting for your rights, it’s often hard to keep up financially. Paying the normal household expenses can seem impossible, and now you have medical bills on top of that. Lawsuit loans allow you to get the money you need within 24 hours if you qualify, no strings attached.
If you win your lawsuit, you repay the settlement funding company at the time that you receive your money. If you do not win, you pay absolutely nothing. Because litigation financing is no recourse, you have peace of mind knowing that in the event you do not win, you will not owe the settlement funding company a substantial amount of money.
Insurance companies will do their level best to convince you to settle for far less than you deserve; after all, they are in business to make money. This can be an attractive offer to a plaintiff who is desperate for money. Lawsuit loans help you avoid this, so that you can pursue full settlement even if it takes months. Live comfortably, pay your bills and focus on getting the full compensation you deserve from those who have wronged you.
Working with settlement funding companies is an easy, pleasant experience that is hassle free. Your attorney will fill out the required application which is relevant only to the details of your lawsuit. With lawsuit loans, you never have to worry about credit checks or whether you currently work. The only thing that matters is that your lawsuit qualified for a cash advance.
If approved, you will receive your money the very next day whether you qualify for $500 or $200,000. Of course, the amount you are eligible for is determined by how much you expect to win in your lawsuit, so amounts will vary. There are no surprise costs, nothing hidden for you to learn later. Lawsuit loans are available at very low rates, which you will find of little consequence considering the difference in money you would receive were you to settle with the insurance company versus what you will receive in winning full compensation.
If you’ve been considering settling for what the insurance company is offering because you just don’t see how you can continue, consider settlement funding. Those responsible for your injuries should be held fully accountable, and you deserve to be fairly compensated. Get the details about lawsuit loans online today, and put an end to your financial worries.
Jan 3, 2011 Food Poisoning
A voluntary recall was announced recently by Atlas Walnut Company of Visalia, California after it was determined that the walnut halves and pieces may be contaminated with Salmonella. This recall was announced when Azar Nut Company, a distributor that receives walnuts from Atlas, informed U.S. Foodservice to recall the products following positive tests for Salmonella in a shipment that was received.
The recall by Azar was initiated with U.S. Foodservice as a precautionary measure; the company reported that their own testing showed no presence of Salmonella. So far, there have been no reports of illness associated with this possible contamination.
Another distributor that receives walnuts supplied by Atlas Walnuts has also issued a recall on shelled walnuts. Mojave Foods Corporation has recalled 60 packages of El Guapo brand shelled walnuts 1 ounce packages with a date code of 5527. These packages were distributed and sold in retail stores in the southern California area only.
Consumers are urged to destroy the shelled walnuts. Contact Mojave Foods at 800-995-8906 ext. 114 for reimbursement or replacement.
Salmonella bacteria usually causes mild symptoms that may include diarrhea, abdominal cramps, nausea and occasional vomiting or fever. While food poisoning usually lasts only a few days in healthy people, some individuals are at a higher risk of serious or even fatal complications. These include the elderly, young children and those with a weakened immune system.
Questions or concerns about food poisoning? Brown Chiari is a New York food poisoning law firm dedicated to protecting the rights of their clients.
Dec 13, 2010 Criminal Cases
Being convicted for driving under the influence in Indiana will have a lasting impact on your future, which is just one of many reasons you need a reputable Indiana DUI attorney (http://www.indianacriminallawyers.com/Indianaduiattorney.htm) to represent you. While you may not realize just how serious an offense it is, being convicted may affect your future, freedom and employment.
In some states, a first offense doesn’t have the severe consequences you will find in Indiana. Understanding the laws and how to proceed in court is something not all lawyers are capable of; you want an Indiana DUI attorney whose practice concentrates on this area of the law. His expertise and knowledge will ensure that your outcome is the best possible.
What might you face if you are convicted of driving under the influence? While all penalties are more severe than in some other states, much of it depends on whether you have been convicted before. Fines may range from $500 to $5,000, and you may spend 60 days to one year in jail. Your license may be suspended, you may be forced to have an ignition interlock device placed on your car, you may be placed under house arrest and your insurance company may raise your auto insurance rates – or completely drop you. A capable Indiana DUI attorney will work aggressively to ensure that your rights are defended, and that you are vindicated of charges.
A dedicated and compassionate Indiana DUI attorney will walk through the charges with you, explaining the entire process so that you understand what you are facing. Driving under the influence is a criminal offense, and you must have an aggressive lawyer who is willing to challenge all evidence and demand the strictest burden of proof. Breath tests are not always reliable, machines do not always work, and law enforcement do not always follow protocol in charging an individual with DUI or OWI. You will have questions, and you deserve answers.
No matter what walk of life you come from, things happen that are not always pleasant. Being charged with driving under the influence is more serious than you may realize, and it will affect your reputation, family and future. Make the right decision, and contact a prominent Indiana DUI attorney who can best secure your freedom and protect your rights. Choosing the right lawyer can prevent your future from being in jeopardy.
Aug 26, 2010 Drunk Driving
You’ve been charged with driving under the influence, and you may think “It’s really no big deal” – but it is! DUI is a criminal offense of which punishments and penalties are increasing steadily. If you have been charged, you need representation by a Kansas City DUI attorney who is skilled, compassionate, and has successfully helped thousands of others in this same position avoid the worst possible consequences of their actions.
Driving under the influence of alcohol, illegal or prescription drugs or other illegal substances carries many punishments that you do not want to experience. You may lose your right to drive, you may face stiff penalties; you could even serve jail time or be placed under house arrest. A reputable Kansas City DUI attorney will do everything in his power to ensure that you are treated fairly, and that you face the best possible outcome in your situation.
You may not realize how DUI charges can affect your life. Your employer may learn of your arrest, which could lead to termination of your job. Your family may face ridicule or embarrassment; your reputation is tarnished and your entire life is affected in general. An experienced Kansas City DUI attorney can help eliminate much of this, so that you hopefully spend no time in jail and can avoid heavy penalties.
The biggest concern for many who have been charged with this offense is losing their right to drive. You may not even realize that if you did take a breath test, you have only 15 days to file an appeal or your license will be suspended. If you refused to take the breath test, you have 30 days to appeal. Failing to appeal in either situation will result in your license being suspended for one year! While this is far from a death sentence, life is not easy when you are unable to drive other than to work or school. There are many little nuances of the law that the average person does not realize or understand; this is one more reason that you need the best Kansas City DUI attorney in the area on your side!
Everyone makes a mistake at one time or another; after all, we are just human. If you have made a mistake that could cost you in the way of jail time, fines, losing your drivers license and your reputation, don’t take any chances. Contact a highly regarded Kansas City DUI attorney at once, and protect your freedom and liberty.
